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Join Nick Hopwood, CFP® And Jim Pilat, CFP® of Peak Wealth Management on our Journey to a peace of mind retirement.
Episodes
4 days ago
4 days ago
Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni on WJR’s No Lazy Money Show to discuss the potential impact of Trump Accounts and how they could benefit children’s financial futures.
In this conversation, they break down who these accounts are designed to help, which families may qualify for the $1,000 government contribution, and how starting to invest early for kids can create powerful long term growth.
They also explain how parents and grandparents can use these accounts to build wealth for the next generation and why even a small investment today could grow into meaningful support for education, entrepreneurship, or other future opportunities.
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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here
Monday Mar 02, 2026
Monday Mar 02, 2026
In the latest episode of the No Lazy Money Show with host Ryan Ermanni of WJR, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth break down the key changes to Obamacare subsidies in 2026 and what they mean for anyone under 65 who needs their own health insurance. They explain how these subsidies can make premiums more affordable, who still qualifies, and who must pay full price. Understanding these rules is essential for anyone navigating the health insurance marketplace this year.
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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here
Wednesday Feb 25, 2026
Wednesday Feb 25, 2026
On the latest episode of the No Lazy Money Show, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth Management join host Ryan Ermanni on WJR to break down a hot topic shaking investors: massive capital gains distributions hitting brokerage accounts and mutual funds ahead of the 2026 tax season. They explain why capital gains distributions are surging, how mutual funds trigger surprise tax bills, and what smart investors can do now to reduce the damage. If you own mutual funds in a taxable brokerage account, this is a must listen conversation.
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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here
Friday Feb 13, 2026
Friday Feb 13, 2026
✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here
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Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth joined Ryan Ermanni on The No Lazy Money Show on WJR for a wide ranging, real world conversation about what is shaping your financial future.
They broke down the economic impact of the Big Beautiful Bill, including taxes and Social Security, and discussed how nonstop political headlines can influence investor behavior. They explained why reacting emotionally to the news can derail smart long term decision making.
The episode also explored the Five Stages of Retirement, the important choice between semi retirement and a full stop, and four key questions everyone should ask when planning their future.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.
Stay Connected With Us:
Podbean: findingtruewealth.podbean.com
YouTube: / @peakwealthmgmt
Apple: rb.gy/1jqp6 (Trust the Plan Podcast)
Facebook: Facebook.com/PeakWealthManagement
Twitter: Twitter.com/nhopwood1
Friday Feb 13, 2026
Friday Feb 13, 2026
✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here
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Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni on WJR’s No Lazy Money for a timely and practical conversation about money. In this episode, they talk through planning ahead for 2026 investments, the questions investors should be asking Peak Wealth as a potential client, and tax laws and money opportunities many people may be overlooking.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.
Stay Connected With Us:
Podbean: findingtruewealth.podbean.com
YouTube: / @peakwealthmgmt
Apple: rb.gy/1jqp6 (Trust the Plan Podcast)
Facebook: Facebook.com/PeakWealthManagement
Twitter: Twitter.com/nhopwood1
Monday Dec 15, 2025
Monday Dec 15, 2025
On this episode of the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth talk broadly about changes in health care coverage, including uncertainty around subsidies next year, along with other financial and economic shifts playing out right now.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.
Stay Connected With Us:
Podbean: findingtruewealth.podbean.com
YouTube: / @peakwealthmgmt
Apple: rb.gy/1jqp6 (Trust the Plan Podcast)
Facebook: Facebook.com/PeakWealthManagement
Twitter: Twitter.com/nhopwood1
Monday Dec 08, 2025
Monday Dec 08, 2025
This is the 300th episode, and they kick it off with big news worth celebrating. Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth are now on WJR Detroit with Ryan Ermanni for The No Lazy Money Show every first Wednesday from 7 to 8 pm.
In this special milestone conversation, Nick and Jim sit down by discussing Simon Sinek’s Start With Why and share, in a warm and genuine way, what first pulled them into this work. They talk about the purpose that keeps them serving families, what motivates them on the hard days, and why helping people find clarity and peace with their money is more than a job for them. It is a chance to truly get to know who they are and the heart behind the way they lead, serve, and plan.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.
Stay Connected With Us:
Podbean: findingtruewealth.podbean.com
YouTube: / @peakwealthmgmt
Apple: rb.gy/1jqp6 (Trust the Plan Podcast)
Facebook: Facebook.com/PeakWealthManagement
Twitter: Twitter.com/nhopwood1
Friday Dec 05, 2025
Friday Dec 05, 2025
Nick Hopwood, CFP® of Peak Wealth joined Ryan Ermanni on WJR to unpack the new federal newborn investment accounts and how families can let those funds grow from day one. He highlighted how long-term compounding, paired with the Dell family’s philanthropic commitment to expand access, could spark a new generation of investors and help level the playing field for kids from all backgrounds.
Catch Nick on WJR the first Wednesday of every month on the No Lazy Money show with Jim Pilat, hosted by Ryan Ermanni.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.
Stay Connected With Us:
Podbean: findingtruewealth.podbean.com
YouTube: / @peakwealthmgmt
Apple: rb.gy/1jqp6 (Trust the Plan Podcast)
Facebook: Facebook.com/PeakWealthManagement
Twitter: Twitter.com/nhopwood1
Monday Dec 01, 2025
Monday Dec 01, 2025
This week on the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® kick off with a Thanksgiving recap and highlights on Michigan football. Plus, they share a big announcement: starting December 2025, catch them live on the first Wednesday of each month at 7 PM on WJR for No Lazy Money with Ryan Ermanni, an hour-long show diving into what “No Lazy Money” really means.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.
Stay Connected With Us:
Podbean: findingtruewealth.podbean.com
YouTube: / @peakwealthmgmt
Apple: rb.gy/1jqp6 (Trust the Plan Podcast)
Facebook: Facebook.com/PeakWealthManagement
Twitter: Twitter.com/nhopwood1
Monday Nov 10, 2025
Monday Nov 10, 2025
Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth discuss ETFs – Exchange-Traded Funds —and the “Everyday Is Payday x2” concept, highlighting key points about dividends and investing strategies. In their discussion, they cover how ETFs are structured, the types of dividends investors may encounter, and the factors to consider when exploring income-focused investments. This content is for informational purposes only and is not financial advice or a recommendation. To learn more, visit peakwm.com.
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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.
Stay Connected With Us:
Podbean: findingtruewealth.podbean.com
YouTube: / @peakwealthmgmt
Apple: rb.gy/1jqp6 (Trust the Plan Podcast)
Facebook: Facebook.com/PeakWealthManagement
Twitter: Twitter.com/nhopwood1