Trust the Plan Podcast with Nick Hopwood, CFP® and Jim Pilat, CFP®

US Economy Update | Gas Prices Rising, Fed Holding Rates

Nick Hopwood, CFP® joined Steve Gruber on Daybreak for his weekly segment, continuing a 3.5 year run discussing the US economy and market trends. Nick highlighted the recent jump in gas prices and how rising fuel costs can pressure consumers and slow broader economic growth. He also noted the Federal Reserve is expected to pause and hold interest rates steady, with no additional cuts likely in 2026 based on current data. Looking ahead, Nick and Steve reminded listeners that summer months have historically been a slower period for the stock market, making it important for investors to stay disciplined and focused on long term strategy.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

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X: https://x.com/nhopwood1

https://www.peakwm.com/ 

The Shocking Truth About Retirement Savings in America

Nearly half of American households are approaching retirement with little to no savings, and that alarming reality is exactly what Preston Gee, CFP® and Jim Pilat, CFP® of Peak Wealth dig into on the Trust the Plan Podcast. In this powerful must listen episode, the Peak Wealth advisors break down why so many families are behind, what most people misunderstand about retirement readiness, and how quickly financial insecurity can build when planning is delayed. Instead of just focusing on fear, they bring a grounded real world CFP perspective highlighting the importance of intentional saving, disciplined planning, and long term strategy.

If you are wondering whether you are on track for retirement or worried about falling behind, this conversation delivers clear relatable insights that hit home for everyday investors.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

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Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

Tax Day Strategy + Market Volatility Insights

Nick Hopwood, CFP® of Peak Wealth joined Steve Gruber on The Steve Gruber Show to discuss market trends, noting how the S&P 500 has historically seen declines during midterm election years but often stages recoveries afterward, with patterns observed consistently since 1950. He also highlighted that while the federal deficit and spending remain elevated, government revenue has risen roughly 10%, and emphasized practical tax guidance, reminding listeners that the best way to submit what you owe is through secure IRS-approved electronic payment systems or direct filing methods to ensure timely and accurate processing.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

War in Iran Drives Oil Prices Up: Stock Market Impact

Nick Hopwood, CFP® of Peak Wealth joined The Steve Gruber Show to break down the oil price spike driven by Iran tensions, what it means for oil stock investors, and why chasing short term gains can be risky. He explains the broader market impact, rising volatility, and how long it may take for markets to stabilize as uncertainty continues.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

Retirement Planning in 2026: IRA Changes and Global Risks

On this episode of No Lazy Money, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth join Ryan Ermanni on WJR for a timely conversation on today’s biggest financial headlines.

They break down key updates around beneficiary IRAs and what recent rule changes mean for investors and retirees, while also discussing market volatility tied to geopolitical tension, including the Iran conflict and its impact on oil prices. The conversation highlights how global events can affect portfolios and why staying disciplined with a long term plan matters more than ever.

Catch No Lazy Money live the first Wednesday of every month at 7 PM on WJR for practical, real world financial guidance.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

Hurricane to Hope: Inspiring Rebuild Mission

On this special feel-good edition of the The Steve Gruber Show, financial advisor Nick Hopwood, CFP® steps away from his usual discussions on the U.S. economy and personal finance to share a meaningful experience from his time in Jamaica. Nick talks about joining a group of men dedicated to rebuilding homes after a devastating October hurricane, working on roofing and foundation projects for families in need. He also shares powerful images of the rebuild efforts and reflects on the impact of giving back, offering an inspiring look at community, resilience, and service beyond the world of finance.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

What CFPs Do With Their Money | 2026 Gee Financial Plan

Preston Gee CFP® and Jim Pilat CFP® of Peak Wealth walk through the 2026 Gee Financial Plan in this annual transparency episode. See how our advisors approach real life personal finances while working with clients every day. In this episode, Preston shares how he and his wife approach paying down debt building an emergency fund and thinking about risk tolerance as a young married couple. Simple practical strategies you can apply to your own financial plan.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

War in Iran Impact on Markets and Your Investments

Nick Hopwood, CFP® of Peak Wealth, joined The Steve Gruber Show to discuss rising gas prices as tensions in Iran continue to escalate, with prices expected to surpass $4 per gallon in many areas. He also covered troubling economic signals including 92,000 job losses reported in February and what that could mean for the broader economy. Nick shared insight into whether the Federal Reserve is likely to cut interest rates or hold steady, and what investors should expect if the conflict in Iran continues, including ongoing market volatility and the importance of staying disciplined with long term investment strategies.

—

✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

One Income Limit Changes Everything in 2026

In the latest episode of the No Lazy Money Show with host Ryan Ermanni of WJR, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth break down the key changes to Obamacare subsidies in 2026 and what they mean for anyone under 65 who needs their own health insurance. They explain how these subsidies can make premiums more affordable, who still qualifies, and who must pay full price. Understanding these rules is essential for anyone navigating the health insurance marketplace this year.

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✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/ 

What Investors Are Getting WRONG About Capital Gains

On the latest episode of the No Lazy Money Show, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth Management join host Ryan Ermanni on WJR to break down a hot topic shaking investors: massive capital gains distributions hitting brokerage accounts and mutual funds ahead of the 2026 tax season. They explain why capital gains distributions are surging, how mutual funds trigger surprise tax bills, and what smart investors can do now to reduce the damage. If you own mutual funds in a taxable brokerage account, this is a must listen conversation.

—

✅ Apply For A Free Retirement Planning Session ✅ peakwm.com/start-here

------------------------------

Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind.

Stay Connected With Us:

Podbean: https://findingtruewealth.podbean.com/

YouTube: / https://www.youtube.com/@peakwealthmgmt

Apple: rb.gy/1jqp6 (Trust the Plan Podcast)

Facebook: https://www.facebook.com/PeakWealthManagement/

X: https://x.com/nhopwood1

https://www.peakwm.com/